Hinglish
“Rahul ko 500 diye”
- RahulOwes you₹500
"ko diye" = you gave = they owe you.
Ledger
Kisko kitna dena hai? A personal udhaar ledger that never forgets
Money lent to a friend, a split bill someone still owes, the ₹200 you borrowed for chai. Type it as you would say it, like "Rahul ko 500 diye", and Prodivity works out who owes whom, keeps a running balance per person and shows your net position at a glance. Settling marks it paid; the history stays.
₹49/month or ₹299/year after the trial · cancel anytime
How it works
Type it. It comes back sorted.
Real inputs the parser handles today, and exactly what you get back.
Hinglish
“Priya se 200 udhaar liye”
- PriyaYou owe₹200
"se liye" = you took = you owe them.
English
“paid 1200 for dinner, Amit and Neha owe me 400 each”
- AmitOwes you₹400
- NehaOwes you₹400
Two people from one sentence, each on their own page.
Hindi
“सुमित से 1500 लेने हैं”
- सुमितOwes you₹1,500
"se lene hain" (have to take back) is lent, not borrowed. The AI reads the tense.
Under the hood
What gets parsed
- Person
- A name as you typed it. Each person gets their own page and running balance.
- Direction
- "Diye", "lent", "se lene hain" mean they owe you; "liye", "borrowed", "ko dene hain" mean you owe them.
- Amount
- Always positive. The direction carries the sign.
- Date
- Today unless you say "kal" or a date.
- Balance
- Worked out on the server per person and overall: positive means they owe you, negative means you owe them.
- Settle
- One tap marks an entry settled with the date. Settled entries are never deleted, so the history is always there.
Pricing
Simple, honest pricing
One plan. Everything included. No “basic vs pro” confusion.
7-day free trial
₹299 /year
≈₹25/mo billed yearly
after your 7-day free trial ends
- Unlimited AI entries on paid plan (trial: 50/day)
- Expense tracking with weekly insights
- Habits & routines with a weekly tick strip
- AI workout builder & session tracking
- Weight & goal tracking
- 100+ languages, any script
- Installs to your home screen (PWA)
- Cancel anytime, no lock-in
What happens when you tap Start
- You get 7 days of full access straight away. No card, no mandate, nothing charged.
- Set up autopay whenever you are ready. Razorpay creates a mandate for ₹299/year on your card or UPI, which your bank or UPI app shows, and verifies it with a ₹5 charge it refunds automatically.
- ₹299 is debited only when the trial ends. We email you before the first debit. Cancel before then and you pay ₹0; skip autopay and the account goes read-only after the trial until you subscribe.
Secure payments via Razorpay · ₹5 refundable verification when you set up autopay
Before you start
The trial, honestly
- No card needed for 7 days. Your trial starts the moment you sign up, with full access. Whenever you are ready, set up autopay for the plan you pick, ₹49/month or ₹299/year: your bank or UPI app shows a mandate for exactly that amount, Razorpay verifies it with a ₹5 charge it refunds automatically, and the plan amount is debited only when the trial ends. We email you before that first debit. Skip autopay and the account simply goes read-only when the 7 days end, until you subscribe.
- 50 AI entries a day on the trial. Each parsed message is one entry; paid plans have no daily cap. Manual entries and edits never count.
- Nothing is held hostage. Let the trial lapse and everything stays readable for as long as you like. Adding, editing and AI parsing pause until you subscribe, and you can delete your account and all its data at any time.
FAQ
Udhaar ledger questions
Open their page and tap Settle on the entry. It is marked settled with the date, never deleted, so a year later you can still see what was lent, when, and when it came back. The running balance updates on its own.
Any language. Every Indian language comes first (Hindi, Tamil, Telugu, Bengali, Marathi, Kannada, Malayalam, Gujarati, Punjabi, Odia, Urdu and more), in native script or typed with English letters, plus most world languages. You can mix them with English mid-sentence, and even native numerals work. "aaj subway pe lunch kiya 180 ka" and "இன்று காலை டீ 20" both come out as clean entries, saved in the language you wrote them, so your data always reads the way you think.
If you set up autopay during the trial, your plan simply begins at ₹49/month or ₹299/year, whichever you picked, on the day the trial ends. If you did not, nothing you saved is deleted and nothing is hidden from you: you keep full read access to every expense, entry, habit, workout and ledger balance, for as long as you want. What pauses is writing (adding, editing and deleting entries, and the AI parsing itself) until you subscribe; subscribe later and access comes back straight away, with the first charge the next day. You can also delete your account, and everything in it, at any time from your profile.
Also in Prodivity
Same habit, four more trackers
Ready when you are.
In any language.
Start your 7-day free trial, no card needed. Then ₹49/mo, cancel anytime. One app for your money, your day, and your training.
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